Guaranteed Returns
Fixed Deposit Calculator
Calculate the maturity amount and interest earned on your Fixed Deposits with ease.
FD Details
Check your fixed deposit returns
₹1,00,000
₹1,000₹1 Cr
7%
1%15%
5 Years
1 Year30 Years
Fixed Deposits offer guaranteed returns. Interest rates vary by bank and tenure. Standard compounding is quarterly for cumulative FDs.
Total Investment₹1,00,000
Total Interest₹41,478
Maturity Value₹1,41,478
Yearly Growth
How your deposit grows year over year
| Year | Opening Balance | Interest Earned | Closing Balance |
|---|---|---|---|
| Year 1 | ₹1,00,000 | ₹7,186 | ₹1,07,186 |
| Year 2 | ₹1,07,186 | ₹7,702 | ₹1,14,888 |
| Year 3 | ₹1,14,888 | ₹8,256 | ₹1,23,144 |
| Year 4 | ₹1,23,144 | ₹8,849 | ₹1,31,993 |
| Year 5 | ₹1,31,993 | ₹9,485 | ₹1,41,478 |
Investment vs Interest
Distribution of your maturity value
Growth Projection
Visualizing maturity value over time
How FD Works?
A Fixed Deposit (FD) is a financial instrument provided by banks or NBFCs which provides investors a higher rate of interest than a regular savings account, until the given maturity date. It may or may not require the creation of a separate account. It is considered a low-risk investment and helps in wealth preservation.